Once you have a SIM Funded Account, you can request a payout from your dashboard when the BrightPlus rules are met. You choose the amount, the full requested amount comes off your balance, and you receive 80% of it (or 100% with the 100% Profit Split addon). This article shows what to check and what to expect.
Step by step
Check your balance against the buffer. Your balance (closed trades only) must be above the buffer: starting balance + Max Loss Limit + $100. For your first payout, 24 hours must have passed since your first trade. You also need to have no approved payout yet on this trading day.
Check your fresh profit. After your first payout, your balance must reach the balance right after your last approved payout + 1% of your starting balance.
Check the Minimum Trade Duration. More than 50% of your winning profit since your last approved payout must come from trades held longer than 15 seconds. You can see it under Trading Objectives on your dashboard. It blocks the payout request until it is met.
Choose your amount. The minimum is $250. The most you can request is your balance minus the buffer, up to the payout cap.
Request the payout from your dashboard for the amount you chose. Payouts are paid in USDC (ERC-20), so the wallet on your profile must be able to receive USDC on ERC-20.
Know what happens next. The full requested amount comes off your account balance, and you receive 80% of it, or 100% with the 100% Profit Split addon, in USDC (ERC-20). Payouts are processed up to 24 business hours after you request them.
⚠️ Not sure why you cannot request? Read BrightPlus: why can't I request a payout? It gathers every reason in one checklist.
Buffer by size
Size | Buffer | Fresh profit needed after each payout (1%) |
$25K | $26,100 | $250 |
$50K | $52,100 | $500 |
$100K | $103,100 | $1,000 |
$150K | $154,600 | $1,500 |
Minimum and cap
The $250 minimum and the payout cap apply to the requested amount, not to the amount you receive. The 2x Payout Cap addon doubles the cap. The maximum you can request is the lowest of the payout cap and your balance minus the buffer.
Size | Payout cap | Payout cap with 2x Payout Cap addon |
$25K | $1,000 | $2,000 |
$50K | $2,000 | $4,000 |
$100K | $3,000 | $6,000 |
$150K | $4,000 | $8,000 |
Profit you do not request, because of the cap, stays in your account and you can withdraw it in later payouts.
What happens to the amount
Example
You request $1,000.
Your balance goes down by the full $1,000.
👉 You receive $800 (80%), or $1,000 with the 100% Profit Split addon.
How much can I request?
The maximum is your balance minus the buffer, up to the cap
The cap is the payout cap for your size, doubled with the 2x Payout Cap addon. There is no limit based on a percentage of your profit.
Example: $50K, first request
Your balance is $54,500. $54,500 − $52,100 = $2,400 available, but the cap is $2,000.
👉 You request up to $2,000 and receive $1,600 (80%).
With the 2x Payout Cap addon the cap is $4,000, so you could request the full $2,400 and receive $1,920 (or $2,400 with the 100% Profit Split addon too).
Example: $50K, requesting again
Your balance was $55,000 and you requested $2,000. Your balance is now $53,000.
The next trading day, with no new closed profit, you cannot request, even though your balance is $900 above the $52,100 buffer.
👉 Once your balance is at least $53,500 ($500 fresh profit), you can request up to $1,400 (balance minus the buffer).
With the 2x Payout Cap addon the cap is $4,000, so on the first request you could have requested the full $2,900 ($55,000 − $52,100) and received $2,320 (or $2,900 with the 100% Profit Split addon too).
After you request
Payouts are processed up to 24 business hours after you request them.
Payouts are paid in USDC (ERC-20).
Every approved payout starts a new cycle. The Minimum Trade Duration and your fresh profit only count what happened after your last approved payout.
A maximum of one approved payout per trading day. A trading day runs from 6:00 PM ET to 5:00 PM ET the next day.
To request again, make fresh profit of 1% of your starting balance first ($250 on 25K, $500 on 50K, $1,000 on 100K, $1,500 on 150K). Your balance must reach the balance right after this payout + that amount.
Your account keeps trading. A payout does not end your SIM Funded Account.
Rule Summary
Minimum request: $250
Maximum request: the lowest of the payout cap (doubled with the 2x Payout Cap addon) and your balance minus the buffer
Requested amount: comes off your balance in full
You receive: 80%, or 100% with the 100% Profit Split addon
Paid in: USDC (ERC-20), to a wallet on your profile that can receive it
Before you request: balance above the buffer and Minimum Trade Duration met
After the first payout: fresh profit of 1% of your starting balance
Frequently asked questions
How long does a payout take?
Payouts are processed up to 24 business hours after you request them.
Can I request again the next day?
Only if you made fresh profit. Your balance must reach the balance right after your last approved payout + 1% of your starting balance ($500 on $50K).
How much do I receive?
You receive 80% of the amount you request, or 100% with the 100% Profit Split addon.
Why is my balance lower than what I received?
Because the full requested amount comes off your balance, and you receive 80% of it (or 100% with the addon).
Can I request less than the cap?
Yes, any amount from $250 up to your maximum, as long as your account allows it.
Can I request more than the cap?
No. The cap is the most you can request in one payout. The 2x Payout Cap addon doubles it.
Can I request my whole profit?
You can request up to your balance minus the buffer, up to the payout cap. The profit you do not request stays in your account.
What happens to the profit I do not request?
It stays in your account and can be withdrawn in later payouts.
Does a payout end my SIM Funded Account?
No. Your account keeps trading. The count for the next payout starts over.
Where to go next
BrightPlus: why can't I request a payout?
BrightPlus: how do payouts work?
BrightPlus: payout caps and minimum payout
Looking for BrightCore? See BrightCore: complete guide