Once you have a SIM Funded Account, you are paid in USDC, from the balance you generate on that account. You request an amount, the full amount comes off your balance, and you receive 80% of it (or 100% with the 100% Profit Split addon). On BrightPlus you get daily payouts: up to one approved payout per trading day.
The short version
Minimum request: $250
Profit split: 80%, or 100% with the 100% Profit Split addon
Payout cap per request: $1,000 / $2,000 / $3,000 / $4,000 (25K / 50K / 100K / 150K), doubled with the 2x Payout Cap addon
Daily payouts: up to one approved payout per trading day
First payout: 24 hours after your first trade, and only when your balance is above the buffer
After each approved payout: 1% fresh profit of the starting balance ($250 / $500 / $1,000 / $1,500)
Maximum request: balance minus the buffer, up to the cap. There is no limit based on a percentage of your profit
Paid in USDC (ERC-20). The wallet on your profile must be able to receive USDC on ERC-20
Processing: up to 24 business hours after you request
Minimum Trade Duration: must be met to request a payout
What unlocks a payout
You do not need winning days. A payout is unlocked by your balance.
The buffer: your starting balance + Max Loss Limit + $100 ($26,100 / $52,100 / $103,100 / $154,600). Your balance, not your equity, must be above it. Open profit does not count.
Fresh profit: after each approved payout, your balance must reach the balance right after that payout + 1% of your starting balance.
One per trading day: a trading day is one CME session, from 6:00 PM ET to 5:00 PM ET the next day.
How the amount works
You request an amount. That full amount comes off your account balance, and you receive 80% of it, or 100% with the 100% Profit Split addon. The cap and the $250 minimum apply to the requested amount.
Your maximum request is your balance minus the buffer, up to the payout cap. Profit you do not withdraw stays in your account and you can request it in later payouts.
Example: request $1,000
You request $1,000.
Your balance goes down by $1,000.
👉 You receive $800 (80%), or $1,000 with the 100% Profit Split addon.
Example: $50K account, balance $54,500
The buffer is $52,100. $54,500 − $52,100 = $2,400 available, but the cap is $2,000.
👉 You request $2,000 and receive $1,600 (80%), or $2,000 with the 100% Profit Split addon. The other $400 stays in your account.
With the 2x Payout Cap addon the cap is $4,000, so you could request the full $2,400 and receive $1,920 (80%), or $2,400 with the 100% Profit Split addon too.
Each payout starts a new cycle
The Minimum Trade Duration and your fresh profit only count what happened after your last approved payout. Every approved payout starts a new count.
⚠️ Minimum Trade Duration: more than 50% of your winning profit since your last payout must come from trades held longer than 15 seconds. It never fails your account, but it blocks the payout request until it is met.
⚠️ If your balance falls below the buffer later, payouts pause until it is back above. This is not a breach.
Rule Summary
Requested amount: comes off your balance in full
You receive: 80%, or 100% with the 100% Profit Split addon
Paid in: USDC (ERC-20)
Maximum request: balance minus the buffer, up to the cap
Daily payouts: one approved payout per trading day, with fresh profit of 1% of your starting balance after each one
Below the buffer: payouts pause, no breach
After every approved payout: a new cycle starts
Frequently asked questions
How do I get my payout?
Payouts are paid in USDC (ERC-20). The wallet on your profile must be able to receive USDC on ERC-20.
How long does a payout take?
Payouts are processed up to 24 business hours after you request them.
Can I request again the next day?
Only if you made fresh profit. After an approved payout, your balance must reach the balance right after that payout + 1% of your starting balance ($500 on $50K).
Can I request twice in one trading day?
No. The maximum is one approved payout per trading day.
Why did I receive less than I requested?
Because of the 80% profit split. The full requested amount comes off your balance and you receive 80% of it. With the 100% Profit Split addon you receive 100%.
Can I request less than the cap?
Yes, any amount from $250 up to your maximum, as long as your account allows it.
Can I request my whole profit?
You can request up to your balance minus the buffer, up to the payout cap. Profit you do not withdraw stays in the account and you can request it in later payouts.
Does a payout end my SIM Funded Account?
No. Your account keeps trading. The count for the next payout starts over.
Where to go next
BrightPlus: how to request a payout, step by step
BrightPlus: payout caps and minimum payout
BrightPlus: the buffer and daily payouts
BrightPlus: why can't I request a payout?
Looking for BrightCore? See BrightCore: complete guide