Once you have a SIM Funded Account, you are paid in USDC from the balance you generate on that account. You request an amount, the full amount comes off your balance, and you receive 80% of it (or 100% with the 100% Profit Split addon). This is the overview for both plans.
The short version
Minimum request: $250
Profit split: 80%, or 100% with the 100% Profit Split addon
Payout cap per request (the main limit): $1,000 / $2,000 / $3,000 / $4,000 (25K / 50K / 100K / 150K), doubled with the 2x Payout Cap addon
BrightCore only: you can also request at most 50% of the current profit of your account (balance minus starting balance). BrightPlus has no such limit
Daily payouts (BrightPlus only): up to one approved payout per trading day, with 1% fresh profit of the starting balance ($250 / $500 / $1,000 / $1,500) after each payout
Payouts are paid in USDC (ERC-20). The wallet on your profile must be able to receive USDC on ERC-20
Processing: payouts are processed up to 24 business hours after you request them
Minimum Trade Duration: must be met to request a payout
What unlocks a payout on each plan
Daily payouts are available only on BrightPlus. BrightCore has no daily payouts: its payouts are unlocked by winning days.
| BrightPlus | BrightCore |
Frequency | Daily payouts: up to one approved payout per trading day, with 1% fresh profit of the starting balance after each payout | Every 5 winning days (3 with the 3 Day Payout Cycle addon) |
Condition | Balance above the buffer. After each payout, also fresh profit of 1% of the starting balance | Winning days, and balance at or above start + $100 |
Maximum request | Balance minus the buffer, up to the cap | The lowest of: balance minus (start + $100), the cap, and 50% of current profit |
First payout | 24 hours after your first trade | After your first 5 winning days (3 with the 3 Day Payout Cycle addon) |
How the amount works
You request an amount. That full amount comes off your account balance, and you receive 80% of it, or 100% with the 100% Profit Split addon. The cap and the $250 minimum apply to the requested amount.
The payout cap is the main limit on both plans. On BrightCore only, you can also request at most 50% of the current profit of your account (your balance minus your starting balance), so the maximum on BrightCore is the lowest of these limits and your balance minus (start + $100). BrightPlus has no 50% limit.
Example
You request $1,000.
Your balance goes down by $1,000.
👉 You receive $800 (80%), or $1,000 with the 100% Profit Split addon.
Example: BrightCore and the 50% of profit limit
You have a $50K BrightCore account with 5 winning days done and a balance of $53,000.
Your current profit is $3,000, so 50% is $1,500. The cap is $2,000.
👉 You request up to $1,500 and receive $1,200 (80%), or $1,500 with the 100% Profit Split addon.
With the 2x Payout Cap addon the cap is $4,000, but 50% of your profit is still $1,500, so the maximum stays the same.
Profit you do not withdraw stays in your account and you can request it in later payouts.
Each payout starts a new cycle
The Minimum Trade Duration and, on BrightCore, the winning days only count what happened after your last approved payout. On BrightPlus, the fresh profit also counts from your last approved payout. Every approved payout starts a new count.
⚠️ Minimum Trade Duration: more than 50% of your winning profit since your last payout must come from trades held longer than 15 seconds. It never fails your account, but it blocks the payout request until it is met.
Rule Summary
Requested amount: comes off your balance in full
You receive: 80% or 100% with the 100% Profit Split addon
Paid in: USDC (ERC-20)
Maximum request on BrightPlus: balance minus the buffer, up to the cap
Maximum request on BrightCore: the lowest of the payout cap, 50% of current profit and balance minus (start + $100)
Daily payouts: BrightPlus only, with fresh profit of 1% of your starting balance after each approved payout
Not a breach: a balance below the buffer on BrightPlus only pauses payouts
After every approved payout: a new cycle starts
Frequently asked questions
How do I get my money?
Payouts are paid in USDC (ERC-20). The wallet on your profile must be able to receive USDC on ERC-20.
How long does a payout take?
Payouts are processed up to 24 business hours after you request them.
Which plan has daily payouts?
Only BrightPlus. BrightCore has no daily payouts: its payouts are unlocked by winning days.
Can I request again the next day?
On BrightPlus, only if you made fresh profit. After an approved payout, your balance must reach the balance right after that payout + 1% of your starting balance ($500 on $50K). On BrightCore, the winning day count starts over.
Why did I receive less than I requested?
Because of the 80% profit split. Read Why did I receive 80% of my request?
Can I request less than the cap?
Yes, any amount from $250 up to your maximum, as long as your account allows it.
Can I request my whole profit?
On BrightCore, no. You can request at most 50% of the current profit of your account (your balance minus your starting balance), and never more than the payout cap. On BrightPlus there is no 50% limit: you can request up to your balance minus the buffer, up to the cap. On both plans, profit you do not withdraw stays in the account and you can request it in later payouts.
Is there a limit besides the payout cap?
On BrightPlus, your balance must stay above the buffer. On BrightCore, you can also request at most 50% of the current profit of your account, and your balance must stay at or above start + $100. The 50% limit applies only to BrightCore.
Does a payout end my SIM Funded Account?
No. Your account keeps trading. The count for the next payout starts over.
Where to go next
Payout caps and minimum payout
BrightPlus: the buffer and daily payouts
BrightCore: winning days
Why did I receive 80% of my request?