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BrightPlus: payout caps and minimum payout

The most and the least you can request in one BrightPlus payout, for every account size, with and without addons.

The minimum you can request is $250. The payout cap is the main limit per request. It depends on your account size and is doubled with the 2x Payout Cap addon. On BrightPlus, you can request up to your balance minus the buffer, up to the cap. There is no limit based on a percentage of your profit.


Payout caps by size

Size

Standard cap

With 2x Payout Cap

Minimum request

$25K

$1,000

$2,000

$250

$50K

$2,000

$4,000

$250

$100K

$3,000

$6,000

$250

$150K

$4,000

$8,000

$250

  • The cap and the $250 minimum apply to the requested amount, not to the amount you receive.

  • Profit you do not withdraw stays in the account. You can request it in later payouts.

  • The cap is the most you can request. Your account also has to allow the request: your balance must be above the buffer, and you can request up to balance minus the buffer, up to the cap.

  • After each approved payout, you need fresh profit of 1% of your starting balance before the next request. The 2x Payout Cap addon does not change this.


What you receive

Size

Request at the standard cap

You receive at 80%

You receive at 100%

Payout cap with 2x Payout Cap addon

$25K

$1,000

$800

$1,000

$2,000

$50K

$2,000

$1,600

$2,000

$4,000

$100K

$3,000

$2,400

$3,000

$6,000

$150K

$4,000

$3,200

$4,000

$8,000

Scenario: more balance than the cap allows ($50K)

  • You have a $50K BrightPlus account with a balance of $55,000. The buffer is $52,100.

  • Available above the buffer: $55,000 − $52,100 = $2,900. The cap is $2,000.

  • 👉 You request up to $2,000 and receive $1,600. The other $900 stays in the account for a later payout.

  • With the 2x Payout Cap addon the cap is $4,000, so you could request the full $2,900 and receive $2,320 (or $2,900 with the 100% Profit Split addon too).

Scenario: less than the cap available ($25K)

  • Your balance is $27,000. $27,000 − $26,100 = $900 available, below the $1,000 cap.

  • 👉 You request $900 and receive $720 (80%), or $900 with the 100% Profit Split addon.

  • With the 2x Payout Cap addon the cap is $2,000, but the $900 available is still the limit, so the result is the same.

Scenario: the minimum

  • You request $250, the minimum. The full $250 comes off your balance.

  • 👉 You receive $200 at 80%, or $250 with the 100% Profit Split addon.

  • ⚠️ A request below $250 is not accepted.


Frequently asked questions

Can I request more than the cap?

No. The cap is the most you can request in one payout. The 2x Payout Cap addon doubles it.


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Is there a limit besides the payout cap?

Yes. You can request up to your balance minus the buffer, up to the cap. After each approved payout you also need fresh profit of 1% of your starting balance before the next request.


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Can I request my whole profit?

You can request up to your balance minus the buffer, up to the cap. There is no limit based on a percentage of your profit. The rest stays in the account and you can request it in later payouts.


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What happens to the profit I do not withdraw?

It stays in your account and can be requested in later payouts.


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Is the cap on what I request or on what I receive?

On what you request. At 80%, a $2,000 request gives you $1,600.


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Does 2x Payout Cap raise the minimum payout?

No. The minimum request stays at $250.


Where to go next

  • BrightPlus: how do payouts work?

  • BrightPlus: the buffer and daily payouts

  • BrightPlus: prices and addons

  • Looking for BrightCore? See BrightCore: complete guide


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