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BrightPlus: when does my Max Loss Limit lock?

When and where the BrightPlus floor stops trailing in SIM Funded, with examples.

In SIM Funded, your floor stops trailing for good at a moment called the lock. On BrightPlus it locks when your equity reaches the buffer, and it always locks at your starting balance + $100. In the Evaluation the Max Loss Limit never locks.


When it locks

Size

Starting balance

Buffer (equity that triggers the lock)

Locked floor

$25K

$25,000

$26,100

$25,100

$50K

$50,000

$52,100

$50,100

$100K

$100,000

$103,100

$100,100

$150K

$150,000

$154,600

$150,100

The buffer is your starting balance + Max Loss Limit + $100.

After the lock, the floor never moves again. If your equity touches the locked floor, even for a moment, the account is breached.


The lock when equity reaches the buffer

When your equity reaches the buffer ($52,100 on a $50K account), the trailing floor is already exactly at $50,100, so it simply stops there. Nothing jumps.

Example: $50K account

  • Your floor starts at $48,000 and trails up as your equity makes new highs.

  • Your equity reaches $52,100, the buffer. The floor is then at $50,100.

  • 👉 The floor locks at $50,100 and never moves again, even if your equity goes higher.


Reading your dashboard

Current on your dashboard is equity minus highest point. It is $0 or a negative number. Your account breaches when Current reaches the full Max Loss Limit amount, for example −$2,000 on a $50K account.

Term

Meaning

Floor

Highest point minus the Max Loss Limit. Touching it is a breach

Highest point

The highest equity you reached, in real time

Equity

Balance plus open profit or loss

Lock

The moment the floor stops trailing for good, at start + $100


Frequently asked questions

Does the floor lock in the Evaluation?

No. It keeps trailing until you pass or breach.


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Is the lock the same as the buffer?

No. The buffer ($52,100 on $50K) is the withdrawal floor for your payouts. The locked floor ($50,100) is the breach line.


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Does my floor lock when I request a payout?

No. On BrightPlus the floor locks when your equity reaches the buffer, not when a payout is approved.


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Can the locked floor move?

No. After the lock, it never moves again.


Where to go next

  • BrightPlus: Max Loss Limit explained

  • BrightPlus: the buffer and daily payouts

  • Why was my account breached?

  • Looking for BrightCore? See BrightCore: complete guide


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