If you cannot request a payout, one of the rules below is almost always the reason. Go through this checklist in order.
The checklist
Already requested: payouts are processed up to 24 business hours after you request them. If you made your request within that time, it is still being processed.
Winning days: you need 5 winning days since your last approved payout, or 3 with the 3 Day Payout Cycle addon.
What is a winning day: a trading day (6:00 PM ET to 5:00 PM ET) with net profit from closed trades of at least the amount for your size. Only one winning day per trading day counts. Days with a smaller profit do not count at all, not even as half a day.
Size | A winning day needs |
$25K | $100 or more net |
$50K | $200 or more net |
$100K | $300 or more net |
$150K | $300 or more net |
Balance: it must stay at or above starting balance + $100. Your maximum request is your balance minus (start + $100), up to the cap and up to 50% of your current profit (your balance minus your starting balance).
Amount: the minimum request is $250. The payout cap is the main limit (doubled with the 2x Payout Cap addon). You can also request at most 50% of the current profit of your account. The most you can request is the lowest of these limits. The cap and the $250 minimum apply to the requested amount.
Minimum Trade Duration: more than 50% of your winning profit since your last approved payout must come from trades held longer than 15 seconds. It never fails your account, but it blocks the payout request until it is met. You can check it under Trading Objectives on your dashboard.
New cycle: the winning days and the Minimum Trade Duration only count what happened after your last approved payout. After each approved payout, the count goes back to zero and starts again from the next full trading day.
Consistency Rule: it applies only in the Evaluation. There is no Consistency Rule in SIM Funded, so it never blocks a payout.
Size | Payout cap | Payout cap with 2x Payout Cap addon |
$25K | $1,000 | $2,000 |
$50K | $2,000 | $4,000 |
$100K | $3,000 | $6,000 |
$150K | $4,000 | $8,000 |
Worked examples
Example 1: not enough winning days ($50K)
A winning day on $50K needs $200 or more net. Since your last approved payout you have 4 winning days.
👉 You cannot request yet. The 5th winning day unlocks the payout.
With the 3 Day Payout Cycle addon you only need 3 winning days, so with 4 you could already request, as long as your balance is at or above $50,100.
Example 2: a day below the winning day amount ($50K)
Your day closes with $150 of net profit from closed trades. A winning day on $50K needs $200.
👉 That day does not count, not even as half a day. Your winning day count stays the same.
Example 3: 50% of profit limit ($50K)
You completed 5 winning days and your balance is $53,000. Balance minus (start + $100): $53,000 − $50,100 = $2,900. 50% of your current profit: ($53,000 − $50,000) × 50% = $1,500. The cap is $2,000.
👉 The lowest is the 50% of your current profit, so you request up to $1,500 and receive $1,200 (80%), or $1,500 with the 100% Profit Split addon. The rest of the profit stays in the account for a later payout.
With the 2x Payout Cap addon the cap is $4,000, but the maximum is still $1,500, because the 50% limit is lower.
Example 4: below the minimum ($25K)
You completed 5 winning days and your balance is $25,400. Your current profit is $400, so 50% is $200.
👉 $200 is below the $250 minimum, so you cannot request yet. You can request once your profit is at least $500, which means a balance of at least $25,500.
With the 2x Payout Cap addon the cap is $2,000, but the 50% limit is still $200, so the result is the same.
Example 5: Minimum Trade Duration not met
Your winning profit since your last approved payout is $1,200. $500 came from trades held longer than 15 seconds and $700 from faster trades.
$500 is 41.7% of $1,200, which is not more than 50%.
👉 You cannot request yet. You need about $200 more profit from trades held longer than 15 seconds.
Rule Summary
$250 minimum, up to the cap (doubled with the 2x Payout Cap addon), Minimum Trade Duration met
5 winning days since your last approved payout (3 with the 3 Day Payout Cycle addon)
Balance at or above start + $100, and a request of at most 50% of your current profit (balance minus starting balance)
Not a breach: a payout that is not available never fails your account
Frequently asked questions
I already requested my payout. How long does it take?
Payouts are processed up to 24 business hours after you request them. If you are still within that time, your request is being processed.
Is my account breached if I cannot request a payout?
No. A payout that is not available never breaches your account.
Do the 5 winning days have to be in a row?
No. The rule counts winning days since your last approved payout. It does not ask for them to be consecutive.
Does a day with a smaller profit count as half a winning day?
No. Days with a profit below the amount for your size do not count at all.
Do open trades count toward a winning day?
No. A winning day uses the net profit from closed trades.
Can the Consistency Rule block my payout?
No. The Consistency Rule only applies in the Evaluation. There is no Consistency Rule in SIM Funded.
Why can I not request more than my cap?
The cap is the most you can request in one payout. Profit above the cap stays in your account and can be withdrawn in later payouts. The 2x Payout Cap addon doubles the cap.
Is there a limit besides the payout cap?
Yes. You can also request at most 50% of the current profit of your account (your balance minus your starting balance). Your maximum is the lowest of the cap, this 50% limit and your balance minus (start + $100).
Can I request my whole profit?
No. In one request you can take at most 50% of your current profit, and never more than the payout cap. The profit you do not request stays in your account.
Do my old trades count for the Minimum Trade Duration?
No. Only trades closed since your last approved payout count. Every approved payout starts a new count.
Where to go next
BrightCore: how to request a payout, step by step
BrightCore: how do payouts work?
BrightCore: winning days
BrightCore: payout caps and minimum payout
Looking for BrightPlus? Read BrightPlus: why can't I request a payout?